Important Disclosures

General Disclaimer:

The insurance coverage or plans are available to residents of the United States. Benefits and services are described on a general basis. Certain terms, conditions, and exclusions may apply. Please refer to your plan for specific details. These plans are administered by Arch Insurance Solutions, Inc. Services are provided by Arch Insurance Solutions, Inc. or through its designated providers. Insurance coverages are underwritten by Arch Insurance Company, NAIC # 11150 under form series LTP 2013 and amendments thereto.


The insurance coverage may duplicate existing coverages you may have. You may wish to compare the terms of existing life, health, home and automobile policies, and other sources of protection.


  1. 1. Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer.
  2. 2. Your travel retailer may not be licensed to sell insurance, and is therefore not qualified or authorized to:
    1. a. Answer technical questions about the benefits, exclusions, and conditions of any of the insurance offered by the travel retailer.
    2. b. Evaluate the adequacy of your existing insurance coverage.

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverages, You may wish to compare the terms of this policy with your existing life, health, home and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. California Department of Insurance Consumer Hotline: 1-800-927-4357.


This insurance coverage may duplicate certain provisions of insurance coverage already provided by the purchaser's homeowner's insurance, renter's insurance or similar coverage. The purchase of travel insurance would make travel insurance primary to any other duplicate or similar coverage and contact information for filing a complaint with the commissioner.

Maryland Insurance Administration Rapid Response Program: 1-800-492-6116.

For questions or complete information on policy benefits, limits and exclusions, or request a copy of a sample policy or description of coverage, please contact Arch Insurance Solutions, Inc. at 1-877-722-1959