AT SEA TRAVEL PROTECTION
| Administrator: | Aon Affinity Travel Practice |
| Insurance Company: | Arch Insurance Company |
| Emergency Assistance Provider: | CareFree Travel Assistance™ |
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At Sea Travel Protection Policy Details
Please select your state of residence from the list below to download your full policy.
Select ‘Other’ if your state of residence is not listed.
Purchases made on or after May 1, 2026
For insurance plans purchased prior to May 1, 2026
For more information on the general features and pricing of Travel Protection Plans, click here.
What’s Included?
Cancel For Any Reason Cruise Credit Feature: Non-Insurance Benefits Provided by Margaritaville at Sea (included in purchases made on/after 5/1/26)
Receive a future cruise credit up to 75% of the pre-paid non-refundable charges amount to apply toward a future Margaritaville at Sea sailing if you need to cancel for any reason not covered by the insurance portion of the plan. Credits are valid for one year from issue date, are not transferable, and have no cash value. Certain restrictions apply. This feature is provided by Margaritaville at Sea.
Insurance Benefits Underwritten by Arch Insurance Company
Trip Cancellation
The Trip Cancellation benefit may reimburse up to 100% of your total trip cost if you cancel for covered reasons, such as Sickness, Injury, or Death.
Trip Interruption
The plan may reimburse up to 100% of your total trip cost if you must interrupt your trip for covered reasons, such as Sickness, Injury, or Death.
Trip Delay
The plan may reimbuse up to $500 ($150/day) if your trip is delayed for 6 hours or more for covered reasons, such as Common Carrier delay.
Emergency Accident and Sickness Medical Expenses
Coverage up to $10,000 for Accident and Sickness expenses that you incur while you are on your trip. Coverage may be secondary to your primary and supplemental medical insurance.
Emergency Medical Evacuation and Repatriation of Remains
Coverage up to $25,000 for the cost of necessary medical transportation services and repatriation expenses. Must be coordinated by the Assistance Provider.
Baggage and Personal Effects
Coverage up to $750 for loss, theft, or damage to your bags or personal effects, provided you have taken all measures to protect, save and or recover property. Secondary to any coverage you may have for the lost or damaged items.
Baggage Delay
Coverage up to $500 if your bags are delayed by a Common Carrier for 24 hours or more. Secondary to any coverage you receive from the Common Carrier.
Worldwide Emergency Assistance Provided by CareFree Travel Assistance™
24/7 Travel Assistance, Medical Assistance, Emergency Services
Within the U.S. and Canada: 1-877-303-5909 | Outside the U.S. and Canada, call collect: 1-516-342-4594