Travel Protection Plan

When planning your vacation, you want to think about nothing except having a wonderful time, but things CAN happen! The Travel Protection Plan can help protect your vacation payment against the unexpected, including if you are required to quarantine or if you are diagnosed with a sickness.

Insight Any Reason Future Travel Credit Certificate Feature
Non-insurance feature provided by Insight Vacations		 Maximum Benefit Limit Per Person
Future Travel Credit Certificate
Receive a future travel credit if you need to cancel your trip for any reason not covered in the plan		 100% of cancellation charges
Notice to New York residents only: The Cancel for Any Reason Credit Certificate Feature can be purchased separate from the Travel Insurance Benefits. Contact 1-888-722-2195 for details.
Travel Insurance Benefits
Underwritten by Arch Insurance Company		 Maximum Benefit Limit Per Person
Trip Cancellation
Reimbursement if you need to cancel your trip for a covered reason		 Up to 100% of total trip cost ($50,000 maximum)
Trip Interruption
Reimbursement if you need to interrupt your trip for a covered reason		 Up to 150% of total trip cost ($50,000 maximum)
Trip Delay (12+ hours)
Reimbursement for missed trip arrangements and catch-up expenses such as meals and hotel if you are delayed getting to or from your trip		 Up to $1,500
($150 per day)
Accident/Sickness Medical Expense
Reimbursement if you get hurt or sick on your trip		 Up to $50,000
Emergency Medical Evacuation/Repatriation
Coverage if you need emergency medical transportation or return of mortal remains in the event of death during the trip		 Up to $100,000
Accidental Death & Dismemberment
Air Flight Only
Any Other Circumstance
Up to $100,000
Up to $25,000
Baggage Loss
Reimbursement if your things are lost, stolen or damaged		 Up to $2,500
Bag Delay
Reimbursement if bags are delayed 24+ hours and you need to purchase necessary items		 Up to $500

Worldwide Emergency Assistance, services provided by CareFree Travel Assistance™

Enjoy 24/7 global assistance during your trip. Services include:

  • CareFree Travel Assistance™
  • Medical Assistance
  • Emergency Services

For more information on the general features and pricing of Travel Protection Plans, click here.

Travel Protection Plan Details

Please note that the benefits listed herein may vary by state. Please refer to your state specific documentation for the full terms and conditions of this plan.

For plans purchased on or after November 21, 2023:

If you purchased the Travel Protection Plan between October 1, 2022 and November 20, 2023:

If you purchased the Travel Protection Plan between December 7, 2020 and September 30, 2022:

If you need to file a claim, please visit www.aontravelclaim.com

*Trip Cancellation and Trip Interruption benefits may also be available due an Insured’s being quarantined or diagnosed with a sickness as detailed in your policy. Additionally, medical treatment expenses may be payable related to an insured contracting any sickness that manifests while on their trip as well as emergency medical evacuation coverage if it is determined that transportation to a higher level of care is necessary as a result of contracting any sickness.

Travel Insurance benefits are administered by Aon Affinity and underwritten by Arch Insurance Company, with administrative offices in Jersey City, NJ (NAIC #11150) under Policy Form series LTP 2013. This is a brief overview of the coverages. Subject to terms, conditions and exclusions. This is a general overview of insurance benefits available. Coverages may vary in certain states and not all benefits are available in all jurisdictions. Please refer to your certificate of benefits or policy of insurance for detailed terms, conditions and exclusions that apply. Click here for privacy notice.

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