Why the Royal Caribbean Travel Protection Program? To help protect you from the unexpected!

Enjoy some peace of mind, no matter what life throws your way. Royal Caribbean Travel Protection may help protect you before, during and after your voyage with cancellation and interruption benefits, sickness and accident medical services, and baggage protection.

The Royal Caribbean Travel Protection Program

The Cancellation Penalty Waiver and Cruise Vacation Cancellation Enhancement Program - non-insurance features provided by Royal Caribbean

  • Cancellation Penalty Waiver*: up to 100% of cash back for Royal Caribbean cancellation fees if you cancel for a specified reason
  • Cancel For Any Reason Cruise Vacation Enhancement: up to 90% of Royal Caribbean cancellation fees in the form of a future cruise credit if you cancel for any other reason

*Notice to New York residents only: The Cancellation Penalty Waiver is not available in New York. Instead, Trip Cancellation benefits are underwritten by Arch Insurance Company. In addition, the Cancel for Any Reason Cruise Vacation Enhancement can be purchased separate from the Travel Insurance Benefits. Contact Aon Affinity at 1-888-722-2195.

Travel insurance benefits underwritten by Arch Insurance Company

  • Trip Interruption: up to 150% of total trip cost if you can't start or finish your cruise vacation because you're sick or hurt, there's a death in the family or another covered reason
  • Trip Delay: up to $2,000 ($250/day) for catch-up expenses if you’re delayed for 3 or more hours
  • Missed Connection: up to $300 if you miss your trip departure for covered reasons by 3 or more hours
  • Accident Medical: up to $25,000 if you get hurt on your cruise vacation
  • Sickness Medical: up to $25,000 if you get sick on your cruise vacation
  • Emergency Medical Evacuation: up to $50,000 if you need emergency medical transportation
  • Baggage Protection: up to $1,500 if your bags are lost, stolen, or damaged
  • Bag Delay: up to $500 to buy necessary personal items if your bags are delayed for 24 hours or more

Worldwide Emergency Assistance, services provided by CareFree Travel Assistance™

Enjoy 24/7 global assistance during your trip. Services include:

  • CareFree Travel Assistance™
  • Medical Assistance
  • Emergency Services

The Royal Caribbean Travel Protection Program is not in effect until the plan cost has been received by Royal Caribbean, in addition to any cruise deposits/payments due.

For more information on the general features and pricing of Travel Protection Plans, click here.

Royal Caribbean Travel Protection Program Plan Details

Departures on or after 1/1/2023:
please select your state of residence from the list below to download your full policy. Select 'Other' if you state of residence is not listed.

Departures between 1/25/22 and 12/31/22:
Select your policy from the drop down below:

Departures between 12/1/2020 and 1/24/2022
Select your policy from the drop down below:

If you need to file a claim, please visit www.aontravelclaim.com