The insurance coverage or plans are available to residents of the United States. Benefits and services are described on a general basis. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. Please refer to your plan for detailed terms and conditions. Insurance coverages are underwritten by Arch Insurance Company, NAIC # 11150 under form series LTP 2013 and amendments thereto. Arch Insurance Company’s Contact Information: 844-289-3443. Plans may be offered and disseminated by registered travel retailers on behalf of Aon Affinity, a licensed travel insurance producer.*

Aon Affinity is the brand name for the brokerage and program administration of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. Affinity Insurance Services is acting as a Managing General Agent as that term is defined in section 626.015(14) of the Florida Insurance Code. Aon Affinity Contact Information: 900 Stewart Ave #400, Garden City, NY 11530; 800-842-4084;

*Plans are solicited by licensed producers in NY and HI.


1. Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer.

2. Your travel retailer may not be licensed to sell insurance, and is therefore not qualified or authorized to:

a. Answer technical questions about the benefits, exclusions, and conditions of any of the insurance offered by the travel retailer.

b. Evaluate the adequacy of your existing insurance coverage.

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverages, You may wish to compare the terms of this policy with your existing life, health, home and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.


The insurance coverage may duplicate existing coverage maintained by the consumer. The consumer may wish to compare the terms of existing life, health, home and automobile policies, and other sources of protection.


If you have any questions about your current coverage, call your insurer or insurance agent or broker or the California Department of Insurance Consumer Hotline: 1-800-927-4357.